Effective Date:  June 18, 2024 (the “Site”), is owned and operated by Kala Boulard, Almonds and Apricots, (“we”, “us”, or “our”). Please read this Disclaimer carefully. By continuing to use this Site, you acknowledge reading and accepting this Disclaimer. If you do not agree to this Disclaimer, discontinue the use of this Site immediately.

We may change this Disclaimer at any time, without notice, by posting a new version on this page or a successor page. The new version will become effective on the date it’s posted, which will be listed at the top of the page as the new “Effective Date”.

Your use of this Site does NOT create a coach-client relationship. We use our education and experience to create the content on this Site, but this Site is intended for educational and informational purposes only and is not to be considered a substitute for professional advice. Accordingly, you should consult with a professional regarding your particular situation and circumstances. Your use of this Site and any action, or inaction, taken by you based on the information contained on this Site is at your own risk.

Financial Disclaimer

This Site does not contain financial advice. Any financial information on this Site is intended as financial information only and is not to be considered a substitute for financial advice. Accordingly, you should consult with a certified public accountant, licensed financial planner, or other financial professional regarding your particular situation and circumstances. Your use of this Site and/or your use of any products or services offered, does NOT create a professional-client relationship. This includes any information submitted through this Site or through any other means of communication, such as email or social media.

Earnings Disclaimer

From time to time, we may share success stories of ours or our clients. These success stories are true and accurate to the best of our knowledge. However, any prior success of ours or our clients does not make any guarantees that you will achieve similar results. Results may vary.

By using this Site, you are agreeing to be responsible for the results of your use of the Site and actions or inactions taken as a result of anything contained on this Site. We are not liable for any loss, damages or harm incurred as a result of your use of this Site, products or services purchased, nor your reliance on the information on this Site Including, but not limited to direct, indirect, consequential, special, incidental, or punitive damages, whether arising in an action of contract, negligence, tort, or any other action.

Though we do our best to make sure the information on this Site is accurate and complete, we are not responsible nor liable for any errors, omissions, or inaccurate information provided on this Site.

No warranties

The information on this Site is provided “as-is”. We make no warranties or guarantees, express or implied, regarding the completeness, accuracy, or reliability of any information on this Site or in any products or services provided on this Site. This includes, but is not limited to, warranties of merchantability, noninfringement, or fitness for a particular purpose.

Though we do our best to maintain the Site, we make no warranties nor guarantees the Site and/or downloadable resources are free from viruses, malware, or any other harmful elements.

Testimonial Disclaimer

This Site may use Testimonials from customers or users of our products and/or services. These Testimonials represent the opinions and views of such customers and users and are based on their personal experience with our products and/or services. The use of Testimonials does not guarantee you will have a similar experience or result and do not necessarily represent the experiences of all customers or users of our products and/or services. Your individual results may vary.

External Links

This Site contains links to other websites, including those links directly to other websites, third-party content, and those links included in advertisements. This Site does not control, endorse, nor investigate the accuracy or validity of those external links. Similarly, the use of external links does not constitute an endorsement about the accuracy or usefulness of the information, product, and/or service provided by the link. Some external links may to companies I/we have an affiliate relationship with. I/we disclose the existence of any affiliate relationships.




You agree to protect, indemnify, and hold harmless the Site against any and all claims, demands, losses, damages, actions and causes of actions, including expenses, costs and reasonable attorneys’ fees arising out of third-party claims and/or actions based on your use of the information, products, and/or services offered on this Site.

Dispute resolution

This Disclaimer shall be construed in accordance with the laws of Idaho. Any claim or controversy arising out of the terms of this Disclaimer and/or use of this Site shall be settled by arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association, and the judgment upon award may be entered in any court having jurisdiction thereof. Any dispute involving any dispute or matter arising under this Disclaimer may only be brought in Kootenai County Court, Hayden, ID.


If any portion of this Disclaimer shall be held to be invalid or unenforceable for any reason, the remaining provisions shall continue to be valid and enforceable. If a court finds that any provision of this Disclaimer is invalid or unenforceable, but that by limiting such provision it would become valid and enforceable, then such provision shall be deemed to be written, construed, and enforced as so limited


The failure of either party to enforce any provisions of this Agreement shall not be construed as a waiver or limitation of that party’s right to subsequently enforce and compel strict compliance with every provision of this Agreement.

Binding effect

The provisions of this Agreement shall be binding upon and insures to the benefit of parties and their respective legal representatives, successors and assigns.

Contact information

If you wish to contact us regarding anything included in this Disclaimer, please contact us at